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Today CFI’s impact was in evidence as Nora Keogh Client Relationship Manager for the Munster region, provided support to social enterprise Recruit Refugees Ireland based in Cork.

Nora had this to say:

“We are delighted to help support Recruit Refugees Ireland and its ambitions to break down barriers to meaningful employment for refugees – the work they do really is delivering impact in the Cork region”

Nora Keogh, Client Relationship Manager (Community Finance Ireland)

CEO Roos Demol outlined to Nora how her team are committed to an inclusive and diverse Ireland and in supporting career aspirations for those who are now living in Ireland.

Community Finance Ireland delivers social finance solutions that support local communities and drive social impact through sports, community projects, faith-based groups, and social enterprises. 

Community Finance Ireland was established in 1995, and now supports a diverse portfolio of clients across the island of Ireland from Bantry to Belfast, and from Dublin to Dingle.

Currently, Community Finance Ireland is the only Irish and UK member of FEBEA, the European Federation of Ethical and Alternative Banks.

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Our all island team are very aware that every small step can help the enormous challenges that climate change and sustainable choices can make to our everyday lives and the planet at large.

We moved “house” in 2021 and had almost 15 years of paperwork stored in boxes that needed to find a home too. Step up Shred Bank, who shredded those old files, helped recycle it and helped us save five trees.

Our client Western Forestry Co- Operative, based in Sligo town have often told us that “trees are the lungs of the earth” and their passionate CEO Marina Conway is a key change-maker herself in the preservation and love of trees.

Marina featured in one of our first Change-maker podcasts and you can hear her views on sustainable forestry here:

Social Impact is in all our hands.

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This time last year we all had hopes that the Pandemic would be done and dusted. We are all aware this didn’t happen and, as we close off another year we will continue to live with its effects for a while yet.

Whilst we acknowledge Covid continued to affect us during the past 12 months, we can confidently say that we supported both our clients and key stakeholders to achieve progress and ensured that, whilst we were often asked to stay apart, we came together in ways that helped our clients deliver health, happiness and hope.

  • We took the opportunity to grow our local footprint and welcomed new team members Emmett, Anne, Pauline, Nora, Nick, Stephanie and Jack.
  • In Belfast our new head office was finally able to open its doors and support our new norm that is a hybrid working model.
  • We helped deploy £7.1m to 354 charities on behalf of Department for Communities via the Covid- 19 Charities Grant Fund.
  • We collaborated with Conor McGale at Rural Community Network and Larry O’Neill CEO Dublin South Co Partnership on the launch of our All Island Recovery Loan
  • We collaborated with Joanne O ‘Riordan of The Irish Times, Brendan Boyce Olympian Athlete and Patsy McGonigle of Finn Valley AC on the launch of our All Island Sports Fund
  • We continued to work with key stakeholders such as Invest NI, Enterprise NI and Department for Communities in Northern Ireland, as well as Social Finance Foundation, Rethink Ireland and DCU in the Republic.
  • We listened to and worked with 91 enquiries.
  • We welcomed an additional 62% increase in followers across our social media channels

All of the above are indications that despite hurdles the sector continues to seek support, insights and social finance.

Donal Traynor, Group Chief Executive, said the following:

“Whilst the Pandemic continues to challenge all communities we have seen greater solidarity across the whole island of Ireland. Clients are responding with innovative fundraising initiatives as-well as migrating to an online service (an investment we ourselves undertook in 2020) to help make the provision of services easier and sustainable.

The sector itself is not immune to trends. We expect to see hybrid events and campaigns plus sustainable, remote working facilities, as well as questions around how we play our part in supporting climate change targets.

All of the above offer the opportunity for us to continue to work with clients who want to ensure social impact is felt not just dreamt – we are here listening all the time and committed to finding solutions that support that ethos”.

Donal Traynor, Group Chief Executive

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Today CFI’s impact was evidenced as Nora Keogh Client Relationship Manager for the Munster region, provided support to local social enterprise Limerick Gateway to Education.

Nora met with the brilliant charity, based in Limerick City, to hear first-hand how they are working to address social and economic barriers to education.

Our thanks also to the Limerick Leader for also recognising the merits of this organisation and featuring the organisation’s story in the local business section of the paper and online on the ilovelimerick.ie website.

Community Finance Ireland delivers social finance solutions that support local communities and drive social impact through sports, community projects, faith-based groups, and social enterprises. 

Community Finance Ireland was established in 1995, and now supports a diverse portfolio of clients across the island of Ireland from Bantry to Belfast, and from Dublin to Dingle.

Currently, Community Finance Ireland is the only Irish and UK member of FEBEA, the European Federation of Ethical and Alternative Banks.

Pictured above: Nora Keogh (CFI Client Relationship Manager Munster) with Limerick Gateway to Education’s Andy Fogerty (Accountant), Paul Goodwin (Assistant Manager) and Suzanne Roche (CEO , Founder).

For further information, visit www.communityfinanceireland.com or @ComFinanceIrl. 

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At Community Finance Ireland 37% of our loan portfolio is made up of organisations from the sporting sector. So our team spend a lot of time talking to and walking with those in their local communities who see sport as a means to offer opportunities, address rural decline and also help personal and community fitness.

Each has a very hands-on approach when it comes to working with our clients. We put people first. When our clients call with a query, they hear a familiar voice at the end of the phone. They know the face who is at the other end of an email. Our change-makers are on the ground, supporting communities, meeting clients and making an impact in their regions.

We speak finance but we hear people – So, we thought you might like to hear their own thoughts on what a sporting change-maker might look like and also their own sporting stories.


Emmett O'Hara Sports

Our next Change-Maker is Emmett O’Hara, Head of Community Finance RoI, from Bettystown. Working with clients like Father Manning Gaels, Hercules Club and Athlone Town AFC in Longford, Dublin and Westmeath, Emmett is passionate about all sports.


What has been your own involvement in sports?

I played rugby and hurling in my younger years.  I now coach my son Matthew’s under 9 soccer team (Donacarney Celtic). My daughter Lily also plays GAA for St. Colmcille’s in Bettystown, where my wife Miriam is also involved on the coaching side.

What client or local sporting clubs do you admire and why?

I admire our client the Hercules Club which is based in the North Inner City Dublin. The club has been in operation since 1935 and despite a number of moves has built a strong legacy with generations of weightlifters and boxers involved.

We also have a number of GAA clubs who make such an impact in their local area at every level – sporting, social and also community. Ones that come to mind include Kiltegan GAA, Lough Lene Gaels and Mount Nugent GAA.

Who is your sporting hero and is there a particular reason?

Kenny Dalglish would be a long term hero of mine, not only because he was such a great player and manager but also because of the efforts that he made in the aftermath of the Hillsborough tragedy by attending every funeral to help those families who had lost loved ones, with their grief.

How has sport helped you/ your family/ community personally?

Sport is a huge part of the local community in Bettystown. There is a very diverse range of sports available to play including GAA, soccer, athletics and given the sea side location – swimming, paddle boarding, kite surfing and also recently beach volleyball.

Sport brings people together and I think this has been illustrated over the span of the pandemic when we have needed those networks more than ever, and volunteers have stepped up with new and innovative ways to develop clubs and build communities.

Finally on a scale of 1 (average) to 5 (excellent) how do you rate your own fitness?

The kids are a lot fitter than I am, I’m happy enough to cheer from the sidelines.


If you and your team, have a dream that could make a difference in your community, we’re here to listen. Whether you want to change something by solving a problem or creating an opportunity, we want to hear what you have to say. Get in touch with us today.

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At Community Finance Ireland 37% of our loan portfolio is made up of organisations from the sporting sector. So our team spend a lot of time talking to and walking with those in their local communities who see sport as a means to offer opportunities, address rural decline and also help personal and community fitness.

Each has a very hands-on approach when it comes to working with our clients. We put people first. When our clients call with a query, they hear a familiar voice at the end of the phone. They know the face who is at the other end of an email. Our change-makers are on the ground, supporting communities, meeting clients and making an impact in their regions.

We speak finance but we hear people – So, we thought you might like to hear their own thoughts on what a sporting change-maker might look like and also their own sporting stories.


Donal Traynor Sports

Our next Change-Maker is Donal Traynor, Group CEO from Meath. Working with clients like Craughwell AC, Illies Golden Gloves Boxing Club and Dublin Cliffhangers nationally, Donal is passionate about Gaelic football.


What has been your own involvement in sports?

I’ve been involved in Gaelic football at many levels including; Club Senior Championship (Killinkere), Ulster Colleges MacRory Cup (St. Patrick’s College Cavan); and UCD Football League. More recently though this has reduced to Dads ‘n’ Lads (over 40s) Gaelic football (Navan O’Mahony’s GAC) and tag rugby (Navan RFC).

What client or local sporting clubs do you admire and why?

Craughwell AC are just one example of many clubs with great vision and a committed team to dream big. A calculated phased approach to development, underpinned by solid local crowd funding has witnessed not just the emergence of improved facilities, but also substantial membership growth, with regional and national successes to show for it all each year.

Who is your sporting hero and is there a particular reason?

Katie Taylor. She imagined winning an Olympic gold medal in a sport that didn’t even exist at that level. Like Community Finance Ireland, she was keen to ensure this was felt rather than simply dreamt, and led the way for that dream to become a reality.

How has sport helped you/ your family/ community personally?

Sport has had a profound impact on me personally. Important life lessons that sport has taught me over the years include: the importance of team work and knowing that you are only ever as strong as the weakest among you. Realising you will never win them all, but the victories when they come, are to be truly appreciated. You learn more from losing than can ever be gained from victory. Realising that the local club will always be like an extended family, a unit both you and your family can always rely on in times of trouble.

Finally on a scale of 1 (average) to 5 (excellent) how do you rate your own fitness?

3, it’s good at the minute, but that can always change…


If you and your team, have a dream that could make a difference in your community, we’re here to listen. Whether you want to change something by solving a problem or creating an opportunity, we want to hear what you have to say. Get in touch with us today.

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At Community Finance Ireland 37% of our loan portfolio is made up of organisations from the sporting sector. So our team spend a lot of time talking to and walking with those in their local communities who see sport as a means to offer opportunities, address rural decline and also help personal and community fitness.

Each has a very hands-on approach when it comes to working with our clients. We put people first. When our clients call with a query, they hear a familiar voice at the end of the phone. They know the face who is at the other end of an email. Our change-makers are on the ground, supporting communities, meeting clients and making an impact in their regions.

We speak finance but we hear people – So, we thought you might like to hear their own thoughts on what a sporting change-maker might look like and also their own sporting stories.


Lita Notte Sports

Our next Change-Maker is Lita Notte, Head of Marketing and Communications from Cork City and living in the idyllic Carlingford.


What has been your own involvement in sports?

As a young child/teenager I got involved in sport as it was the only real way to have some time and chats with my Dad – who played football until he was actually 48 and his legs failed. I spent many cold dark evenings running behind him as he was a key volunteer for the local Togher Athletics Club.

Athletics and basketball were my sports of choice. I won some medals and captained my secondary school basketball team in Cork City. Tuesday and Thursday nights were training and Saturday was usually a game or a run somewhere – all of which was organised by parents and local teachers. I guess I didn’t realise then that they ultimately were the volunteering community who helped us all have fun and find friends whilst staying happy and safe.

What client or local sporting clubs do you admire and why?

Our client Finn Valley FC in Donegal is a wonder to me. With my background in athletics I understood first-hand how that type of facility would help all the athletics around the hinterland feel like they could run at any speed and at any length. It was a stark contrast to the training facilities available to us in Cork back in our day. The team here focus on fostering opportunity and that is also to be admired. Opportunities exist for all their members to strive for excellence and compete to their personal best. They really have built a world class sporting facility that you would expect in a capital city – not a rural location in Ireland.

Who is your sporting hero and is there a particular reason?

Martina Navratilova tennis champion extraordinaire. She helped put female tennis on a level playing field. Both on the court and off it she was a trailblazer. It’s thanks to athletes like her that pay differences were addressed and that physical strength not just prettiness was the new norm. Her story off court was just as exemplary – her quiet but effective method of promoting differences and protecting athletes’ private lives from intrusion, were ahead of her time. Sport and sometimes our communities need role models that push us to accept who we are is really all we need to be. Nowadays when watching Wimbledon on TV I’m thrilled to see her front and centre in the BBC commentary panel. She was and is a voice for all independent and confident women.

How has sport helped you/ your family/ community personally?

Although I don’t compete anymore or even play sport much these days (sea swimming is my new fix) I remember how sport helped us a family have fun and be together. It definitely helped me understand the importance of teamwork. My family continue to connect across sporting events (recent Olympics was a great Whatsapp driver) and when I see local cars pulling kids up outside local pitches or clubs I’m reminded that both memories and adults are being made right there.

Finally on a scale of 1 (average) to 5 (excellent) how do you rate your own fitness?

I think I can only be honest and give myself a 2+ at this stage. But it means I have something to strive for – and as any sporting enthusiast will tell you having something to strive for is the best situation to be in.


If you and your team, have a dream that could make a difference in your community, we’re here to listen. Whether you want to change something by solving a problem or creating an opportunity, we want to hear what you have to say. Get in touch with us today.

Share this article:

At Community Finance Ireland 37% of our loan portfolio is made up of organisations from the sporting sector. So our team spend a lot of time talking to and walking with those in their local communities who see sport as a means to offer opportunities, address rural decline and also help personal and community fitness.

Each has a very hands-on approach when it comes to working with our clients. We put people first. When our clients call with a query, they hear a familiar voice at the end of the phone. They know the face who is at the other end of an email. Our change-makers are on the ground, supporting communities, meeting clients and making an impact in their regions.

We speak finance but we hear people – So, we thought you might like to hear their own thoughts on what a sporting change-maker might look like and also their own sporting stories.


Nicky McElhatton Sports

Our next Change-Maker is Nicky McElhatton, Marketing and Social Media Executive from Coalisland in Co. Tyrone. Nicky is a self-proclaimed couch potato but he has recently tried to change that.


What has been your own involvement in sports?

At school, P.E. was my least favourite subject. I would always conveniently ‘forget’ my P.E. kit so I didn’t have to take part. That was until the teacher announced that the class would be travelling the short distance to Dungannon Leisure Centre for six weeks of swimming. I loved being in the water and was more advanced than most of the class. This was because when I was four, my father had taken me every Saturday to the same pool for ‘Little Duckling’ swimming lessons. It was funny to hear exclamations from my (usually more athletic and sporty) classmates who were surprised that I was actually good at a sport, as I outswam them in the pool.

As an adult I must admit that my involvement in sport has been minimal. That was until recently. Having enjoyed a summer of sport on the TV with the Euros soccer competition, the Olympics, the Paralympics and my native Tyrone impressing on the GAA pitch, I have been inspired to take up some exercise. I quickly downloaded the Couch to 5K app having had it recommended my some of my more exercise-inclined friends. I’m now in Week 9 and already notice a marked difference, not only in my fitness levels, but my stamina, my mood and my mental health. Taking to the nearby Orangefield Park with my partner, sweatbands on, earbuds in and warm up exercises done, the app’s Denise Lewis has coached me three times a week, with incremental increases in run to walk ratio as the weeks go by. By the end of each 30 minute session I am usually out of breath, shins aching but it always feels worthwhile and I’m always looking forward to my next run.

What client or local sporting clubs do you admire and why?

We have such a diverse range of clients spanning many different sports. I always find it interesting when a sport that I know little or nothing about approaches us for assistance in developing their organisation. Niche sports like kayaking, harness racing and cliffhanging are represented in our portfolio with clients like Kilcar Kayaking (Co. Donegal), Irish Harness Racing (Co. Dublin) and Dublin Cliffhangers (Co. Dublin). They truly represent the resilience that exists in the sports sector. They represent sports that may find it more difficult than mainstream sports to leverage funding from traditional sources, often having to fight harder or state their case more emphatically. But they don’t let this get in the way of their passion that they have for their particular sport and they strive to improve their facilities for those in their community who are equally passionate.

Who is your sporting hero and is there a particular reason?

With the Euros dominating the airwaves this summer, I got really into football like I never have before and never missed a match. With Ireland not making the cut in the qualifying stages, I had to look for an alternate national team to support. That’s when I fell in love with Italy and in particular Lorenzo Insigne. He was always at the heart of the action, tirelessly creating goal opportunities for his team and in particular his partner in crime Ciro Immobile. The team had their ups (topping their group with maximum 9 points) and downs (that dicey match with Spain resulting in a penalty shootout) but ultimately they powered through and won their second Euros title, made all the sweeter by the fact that they beat England in the Final.

How has sport helped you/ your family/ community personally?

My whole extended family are mad into the GAA. Always have been and always will be. Growing up we would always have gone to all the Tyrone matches together and never missed one. My dad was always on the phone hunting for tickets for the more sought after games. While my mum’s patience was put to the test trying to organise the three children- making sure our jerseys were cleaned and ironed, that the flasks were filled with tea, that the half time sandwiches and snacks were packed in our picnic bag. This was a special time for us to bond as a family.

With Tyrone’s recent success in the Ulster Final and winning the All Ireland Final, we’ve had the chance to relive those glory days, albeit this year in front of the TV, rather than pitch side. Travelling home to Coalisland for Tyrone’s clash against Mayo, we were all gathered round cheering on the boys in red and white. There has been a bit of discord in the family though, as one of my cousins recently married a Mayo man. When the two counties did battle in the All Ireland final, I’m glad I wasn’t watching in their house.

Finally on a scale of 1 (average) to 5 (excellent) how do you rate your own fitness?

I feel like a 3 is fair assessment. It’s very much a case of a work in progress. While I have started doing my Couch to 5k and I am enjoying it, it’s very much a recent thing. Prior to this I did zero exercise with the exception of the occasional Sunday walk. I also feel like I could be doing more. So I’m hoping to incorporate a weekly swim in the Winter when the weather starts to turn.


If you and your team, have a dream that could make a difference in your community, we’re here to listen. Whether you want to change something by solving a problem or creating an opportunity, we want to hear what you have to say. Get in touch with us today.

Share this article:

At Community Finance Ireland 37% of our loan portfolio is made up of organisations from the sporting sector. So our team spend a lot of time talking to and walking with those in their local communities who see sport as a means to offer opportunities, address rural decline and also help personal and community fitness.

Each has a very hands-on approach when it comes to working with our clients. We put people first. When our clients call with a query, they hear a familiar voice at the end of the phone. They know the face who is at the other end of an email. Our change-makers are on the ground, supporting communities, meeting clients and making an impact in their regions.

We speak finance but we hear people – So, we thought you might like to hear their own thoughts on what a sporting change-maker might look like and also their own sporting stories.


Pauline Carolan Sports

Our next Change-Maker is Pauline Carolan, our Office Administrator living in the wee county of Louth.


What has been your own involvement in sports?

My participation in sport has been varied over the years. It started as a young girl, twirling a baton and marching the roads of Ireland as a majorette. In my teenage years, in secondary school volleyball was a sport I loved and spent weekends competing in tournaments.

I decided a number of years ago, that I wanted to complete a marathon before a big birthday. I ended up completing three, and while I can’t say I enjoyed every minute of it, I have made friends for life and learned some invaluable life lessons along the way. I have also been involved in charity cycles from Dunleer to Ballinasloe (both on the bike and behind the scenes).

What client or local sporting clubs do you admire and why?

Behind every local sporting club and voluntary organisation, is a group of people and volunteers, who give their time and their knowledge, to selflessly help others, and it is these people I admire most. The people who arrive an hour before everyone else to get the pitch ready, the people with their line full of freshly washed team colours, the people who clean up and switch off the lights, long after everyone else has gone home.

Who is your sporting hero and is there a particular reason?

My sporting heroes are local legends David and Aileen ’the Sheriff’ Carrie.  They set up a running group in 2010 to help local people in Dunleer achieve their dream of training for and completing a marathon (with a lot of craic along the way). David is a postman by day, and a running coach by night. He is a former international athlete, and has helped over 1,000 people achieve their dream of completing a marathon (whether you are a turtle or a hare). In the process, hundreds of thousands of euro have been raised for charities.

How has sport helped you/ your family/ community personally?

In recent years, sport has made me realise, that if you put your mind to something, you can achieve anything. 

Finally on a scale of 1 (average) to 5 (excellent) how do you rate your own fitness?

I would say 3 at the moment.


If you and your team, have a dream that could make a difference in your community, we’re here to listen. Whether you want to change something by solving a problem or creating an opportunity, we want to hear what you have to say. Get in touch with us today.

Share this article:

At Community Finance Ireland 37% of our loan portfolio is made up of organisations from the sporting sector. So our team spend a lot of time talking to and walking with those in their local communities who see sport as a means to offer opportunities, address rural decline and also help personal and community fitness.

Each has a very hands-on approach when it comes to working with our clients. We put people first. When our clients call with a query, they hear a familiar voice at the end of the phone. They know the face who is at the other end of an email. Our change-makers are on the ground, supporting communities, meeting clients and making an impact in their regions.

We speak finance but we hear people – So, we thought you might like to hear their own thoughts on what a sporting change-maker might look like and also their own sporting stories.


Barry Symes Sport

Our next Change-Maker is Barry Symes, Client Relationship Manager from Wexford. Working with clients like Kilcock Celtic FC, Mount Leinster Rangers GAA and Edenderry Golf Club in the Leinster Region, Barry Symes is passionate about seeing clubs fulfil their ambitions, whatever that may be.


What has been your own involvement in sports?

I was super fortunate to participate in many sports right across the full spectrum from an early age but unfortunately a double ankle break in my mid-teens put an end to virtually all contact sport from that point on. At this point I turned to golf, where I later became pretty handy getting to a scratch handicap. My sporting involvement and goals these days however are largely played out through my children and my work in Community Finance Ireland with my aim ultimately, is helping all achieve their goals.

What client or local sporting clubs do you admire and why?

It would almost be unfair to single out one club, as all the clubs I am either involved with or have supported have admirable aspirations and are successful in their own right. Overall I would say the more inclusive the club is, the more successful the club is. I am a firm believer in “when everyone plays, we all win”. Inclusivity, regardless of ability, is paramount. If pressed on the matter, I would refer to Kilcock Celtic FC who were one of the founders of the FAI’s Football For All programme – inspiring.

Who is your sporting hero and is there a particular reason?

In a global setting, two individuals stick out. Firstly, as a keen motorsport enthusiast, the legend that is Ayrton Senna was something else. His bravery, tenacity, doggedness, ability to extract performance from himself and machine at times was extraordinary. Regrettably the nature of the man who always pushed the limits and the sport resulted in his loss of life, but thankfully his legacy lives on. Secondly, Roger Federer – I am not sure who invented tennis, but I’m pretty sure when they watch Roger Federer play, they think, “that’s what I’m talking about”.

How has sport helped you/ your family/ community personally?

Sport is so much greater than just the playing of the game or sport. It is often the glue that binds us as players, coaches, supporters, spectators, critics and individuals in our clubs and communities. The very nature of it is also super important not only for our physical well-being but also our mental health where activity is well proven to have a positive impact. It also however plays tricks in thinking we are now capable of keeping up with those actually participating. But it’s all good and no different to many across the country, particularly with Covid, it has been our invaluable escape.

Finally on a scale of 1 (average) to 5 (excellent) how do you rate your own fitness?

Let’s just say, there’s work to be done.


If you and your team, have a dream that could make a difference in your community, we’re here to listen. Whether you want to change something by solving a problem or creating an opportunity, we want to hear what you have to say. Get in touch with us today.

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