GET IN TOUCH TODAY:
ROI 041 6858637 NI 028 9031 5003 hello@communityfinanceireland.com

So you've got an idea. No, a dream.

A dream that could make a difference in your community - to change something by solving a problem or creating an opportunity. First, you need to talk to somebody about a loan to make it happen.

We might well be that somebody. And we're listening.

Is a loan the right answer? Top 10 questions answered here

We lend to:

  • Community projects, including charities, social enterprises and faith-based initiatives.
  • All sports clubs, including GAA clubs, soccer, rugby, tennis, athletics, water sports and golf.

 

We are different because:

  • We don’t seek personal guarantees.
  • We don’t charge arrangement fees on term loans.
  • All our clients are ‘matched’ with a local Client Relationship Manager who will meet you in person and provide you with guidance and advice throughout the application process and the entire duration of your loan.
  • All our profits are reinvested for the benefit of the sector.

 

If success for your organisation is social change or social impact, you’re in the right place.

 

What we don’t do:

  • Offer grants.
  • Lend to private businesses or individuals.
  • Lend to projects outside the Third Sector.

  1. The purchase, construction or renovation of a building.
  2. Purchasing equipment.
  3. Restructuring existing debt.
  4. Cash shortfalls.
  5. Working capital.
  6. Bridging loans for Sports Capital, LEADER/RDP Grants, GAA Grant, local governmental grants.

  • We provide long-term loans and short-term loans, as well as bridging finance.
  • Loans may also be provided on both a secured and unsecured basis.

  • Our loans range from €/£10k–600k.
  • Your loan will be tailored to your needs – and we’re here to help you every step of the way.
  • If you have a figure in mind, contact the Client Relationship Manager in your region and/or try our Loan Calculator. It’s a fast, handy way for you to see if the repayment amount is manageable.
  • Remember, the Loan Calculator is for reference only and is not a loan offer. Before we agree a loan, you need to make a full application and our lending requirements must be met. For details, see ‘What makes a successful loan application?’ below.

  • Working with clients, we normally agree a set monthly repayment amount over an agreed term.
  • All our loans are flexible, and you can make lump sum repayments any time with no penalties.
  • We also accept fundraising efforts as lump sums to help clear your loan sooner if the need arises.

  • Generally, 15 years is the maximum period we lend for.
  • While most loans are for a ten year term.
  • We’ll work with you to establish what the best solution for your cash flow and your ambitions.

  1. A clear ‘why’ – what’s the compelling reason behind your project?
  2. An organisation with a clearly defined legal structure.
  3. A competent management team.
  4. A robust financial model.
  5. All relevant paperwork is submitted as per our Checklist.

All our clients demonstrated these in their initial applications – and are thriving as a result.

  • We keep it simple- talk to the Client Relationship Manager working in your local area.

  1. Complete our loan application form.
  2. It covers all the key information we need to assess your request.
  3. Utilise our easy checklists designed to help you save time on what is required.

Once we’ve received your application, a local Client Relationship Manager will be in touch within 48 hours.

  1. State this clearly in your initial application or general enquiry form.
  2. We’ll get in touch within 48 hours.
  3. You have most likely already compiled paperwork that was relevant for your grant. We want to make the loan application as painless as possible and so most of the paperwork we ask for will already most likely mirror the requirements of your grant application. Our paperwork checklist is here for ease of reference.

Didn’t find the answer you were looking for?

No problem.

Ask us for a Call Back.

We’re here to help.

Loan Calculator

TERM LOAN

Please note that these figures are for illustration purposes only, and that interest rates may vary. Your client executive will give you more information on this.


We offer two types of loan: Term and Bridging. These are offered separately but can, on occasion be combined. Check with your Client Relationship Manager for details.

NI 028 9031 5003

ROI 041 685 8637

BRIDGING LOAN

Bridging Loan terms last from one to 36 months and are typically 6%-9%.

For bridging loan calculations, just contact the Client Relationship Manager in your local area.

Call me Back I'm Ready To apply

Latest News

Latest Facebook

Hiring Now for Lending Skills across the West of Ireland!At Community Finance Ireland we are seeking to build upon our current team of social finance professionals with a number of opportunities coming up over the next 2 years in various locations. Right now, we are focussing on the West of Ireland and hoping to connect with those of you keen to join our business.If you have business lending experience and want to continue to deploy these skills to help clubs and communities across Ireland ensure social impact is felt rather than simply dreamt by accessing social finance, then please check out the following advertisements and connect with RBK Chartered Accountants handling the recruitment competition.Donegal - bit.ly/3Yt902zLeitrim - bit.ly/3YKpFynGalway - lnkd.in/e3f7e32VRoscommon - bit.ly/3xjFrVfSligo - bit.ly/3xiJwZTMayo - bit.ly/3S29LxqDonal Traynor IRD Kiltimagh CLG. Waterpoint Eugene Murphy Sinead Guckian An Mheitheal Rothar (Galway's Bike Workshop) Fort Dunree DLDC Sligo Leader Partnership Company Ltd Galway Rural Development Leitrim Development Company Sligo Credit Union ... See MoreSee Less
View on Facebook

1 month ago

Golfing in Co. Kildare continues at the Athy Golf Club. Today current and future members can continue to play the sport they love thanks to Community Finance Ireland. If your club need to restructure its finance, get in touch with @BarrySymes based in the area.#changemakers ... See MoreSee Less
View on Facebook

1 month ago

Glenasmole Community Association reached for the sky and now have the finance in place to upgrade their local community centre and improve their energy efficiency. If your community has a project in mind and need help financing it, get in touch today>>> communityfinanceireland.com/contact/ ... See MoreSee Less
View on Facebook

Latest Tweets

Our thanks to @dublingazzette for sharing the story of John W and the volunteers at Glensamole Community Association @BarrySymes @DublinRuralLAG @volunteerdublin @donal76
https://dublingazette.com/dublinlocalmatters/news/glenasmole-community-association-55322/

Are you a charity or not for profit and looking for affordable deskspace for your staff in 2023? We have a vibrant community of social impact organisations in our #coworking hub and would love to talk to you and see how we could support your work! https://bit.ly/3eeYoPp

Delighted to see our clients in @irish_news. Social finance helped CEO Margaret Patterson McMahon and her team @TownsendBT13 get their building upgrade project kicked off.
# Belfast Chamber #Forever Belfast
https://www.irishnews.com/business/2023/02/14/news/_150_000_upgrade_for_townsend_enterprise_park-3055923/

Lislagan Farm features in Northern Ireland World News. Thank you to the reporters for sharing the story of our fantastic client and the services they are offer.
@PhelimSharvin @donal76 @BarrySymes
https://www.northernirelandworld.com/news/people/ballymoney-groups-can-do-ambitions-realised-thanks-to-social-finance-4029752

FEBEA logo
Social Finance Foundation logo
Invest NI logo
Top