Click here to view our all island annual report 2023 View Now
hello
change-maker
Been approved for a Sports Capital and Equipment Grant,
but need to access funds to get started?
We Can Help
hello
change-maker
We want to ensure social impact
is felt not just dreamt.
I'm Ready to Apply
dreamers welcome So you have a idea and you’re ready to
get started? Is a loan the right answer?
Get in touch
we speak finance.
but we hear people.
Here are the most frequent questions clients ask us. View FAQS
yes, it’s business.
and yes, it’s personal.
Every project is different. But all our clients are
united in one respect: they are rooted in passion.
More stories here
choose change Delivering change, enabling lasting social impact and reinvigorating local communities. We celebrate these things. What’s new let’s make lasting
change for good.
Hear some of our client’s insights and motivations, behind their projects. Find out how social finance helped their journey. Hear their stories

GET IN TOUCH TODAY:
ROI 041 6858637 NI 028 9031 5003 hello@communityfinanceireland.com

So you've got an idea. No, a dream.

A dream that could make a difference in your community - to change something by solving a problem or creating an opportunity. First, you need to talk to somebody about a loan to make it happen.

We might well be that somebody. And we're listening.

Is a loan the right answer? Top 10 questions answered here

We lend to:

  • Community projects, including charities, social enterprises and faith-based initiatives.
  • All sports clubs, including GAA clubs, soccer, rugby, tennis, athletics, water sports and golf.

 

We are different because:

  • We don’t seek personal guarantees.
  • We don’t charge arrangement fees on term loans.
  • All our clients are ‘matched’ with a local Client Relationship Manager who will meet you in person and provide you with guidance and advice throughout the application process and the entire duration of your loan.
  • All our profits are reinvested for the benefit of the sector.

 

If success for your organisation is social change or social impact, you’re in the right place.

 

What we don’t do:

  • Offer grants.
  • Lend to private businesses or individuals.
  • Lend to projects outside the Third Sector.

  1. The purchase, construction or renovation of a building.
  2. Purchasing equipment.
  3. Restructuring existing debt.
  4. Cash shortfalls.
  5. Working capital.
  6. Bridging loans for Sports Capital, LEADER/RDP Grants, GAA Grant, local governmental grants.

  • We provide long-term loans and short-term loans, as well as bridging finance.
  • Loans may also be provided on both a secured and unsecured basis.

  • Our loans range from €/£10k–600k.
  • Your loan will be tailored to your needs – and we’re here to help you every step of the way.
  • If you have a figure in mind, contact the Client Relationship Manager in your region and/or try our Loan Calculator. It’s a fast, handy way for you to see if the repayment amount is manageable.
  • Remember, the Loan Calculator is for reference only and is not a loan offer. Before we agree a loan, you need to make a full application and our lending requirements must be met. For details, see ‘What makes a successful loan application?’ below.

  • Working with clients, we normally agree a set monthly repayment amount over an agreed term.
  • All our loans are flexible, and you can make lump sum repayments any time with no penalties.
  • We also accept fundraising efforts as lump sums to help clear your loan sooner if the need arises.

  • Generally, 15 years is the maximum period we lend for.
  • While most loans are for a ten year term.
  • We’ll work with you to establish what the best solution for your cash flow and your ambitions.

  1. A clear ‘why’ – what’s the compelling reason behind your project?
  2. An organisation with a clearly defined legal structure.
  3. A competent management team.
  4. A robust financial model.
  5. All relevant paperwork is submitted as per our Checklist.

All our clients demonstrated these in their initial applications – and are thriving as a result.

  • We keep it simple- talk to the Client Relationship Manager working in your local area.

  1. Complete our loan application form.
  2. It covers all the key information we need to assess your request.
  3. Utilise our easy checklists designed to help you save time on what is required.

Once we’ve received your application, a local Client Relationship Manager will be in touch within 48 hours.

  1. State this clearly in your initial application or general enquiry form.
  2. We’ll get in touch within 48 hours.
  3. You have most likely already compiled paperwork that was relevant for your grant. We want to make the loan application as painless as possible and so most of the paperwork we ask for will already most likely mirror the requirements of your grant application. Our paperwork checklist is here for ease of reference.

Didn’t find the answer you were looking for?

No problem.

Ask us for a Call Back.

We’re here to help.

Latest News

Latest Facebook

The answer to Friday’s Brainteaser was Cheepoint, Co. Waterford. Well done to all the people who guessed correctly! If you’re based in Co. Waterford and your community group needs financial assistance to get their next project off the ground, get in touch today!We speak finance, but we hear people and we’re ready to hear from you: communityfinanceireland.com/contact/ #Cheekpoint #Waterford #Ire ... See MoreSee Less
View on Facebook
Today’s brainteaser takes us to Co. Waterford. Can you name the town from the visual clues in the reel? Leave your answer and we’ll let you know if you got the correct answer on Monday!#Brainteaser #TownBrainteaser #Waterford #FridayFun #Quiz #Ireland ... See MoreSee Less
View on Facebook
The answer to Friday’s Brainteaser was Rathmines, Co. Dublin. Well done to all the people who guessed correctly! If you’re based in Co. Dublin and your community group needs financial assistance to get their next project off the ground, get in touch today!We speak finance, but we hear people and we’re ready to hear from you: communityfinanceireland.com/contact/ #Rathmines #Dublin #Ireland #Supp ... See MoreSee Less
View on Facebook
Today’s brainteaser takes us to Co. Dublin. Can you name the town from the visual clues in the reel? Leave your answer and we’ll let you know if you got the correct answer on Monday!#Brainteaser #TownBrainteaser #Dublin #FridayFun #Quiz #Ireland ... See MoreSee Less
View on Facebook
The answer to Friday’s Brainteaser was Scotstown, Co. Monaghan. Well done to all the people who guessed correctly! If you’re based in Co. Monaghan and your community group needs financial assistance to get their next project off the ground, get in touch today!We speak finance, but we hear people and we’re ready to hear from you: communityfinanceireland.com/contact/ #Scotstown #Monaghan #Ireland ... See MoreSee Less
View on Facebook
FEBEA logo
Social Finance Foundation logo
Invest NI logo