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GET IN TOUCH TODAY:
ROI 041 6858637 NI 028 9031 5003 hello@communityfinanceireland.com

So you've got an idea. No, a dream.

A dream that could make a difference in your community - to change something by solving a problem or creating an opportunity. First, you need to talk to somebody about a loan to make it happen.

We might well be that somebody. And we're listening.

Is a loan the right answer? Top 10 questions answered here

We lend to:

  • Community projects, including charities, social enterprises and faith-based initiatives.
  • All sports clubs, including GAA clubs, soccer, rugby, tennis, athletics, water sports and golf.

 

We are different because:

  • We don’t seek personal guarantees.
  • We don’t charge arrangement fees on term loans.
  • All our clients are ‘matched’ with a local Client Relationship Manager who will meet you in person and provide you with guidance and advice throughout the application process and the entire duration of your loan.
  • All our profits are reinvested for the benefit of the sector.

 

If success for your organisation is social change or social impact, you’re in the right place.

 

What we don’t do:

  • Offer grants.
  • Lend to private businesses or individuals.
  • Lend to projects outside the Third Sector.

  1. The purchase, construction or renovation of a building.
  2. Purchasing equipment.
  3. Restructuring existing debt.
  4. Cash shortfalls.
  5. Working capital.
  6. Bridging loans for Sports Capital, LEADER/RDP Grants, GAA Grant, local governmental grants.

  • We provide long-term loans and short-term loans, as well as bridging finance.
  • Loans may also be provided on both a secured and unsecured basis.

  • Our loans range from €/£10k–600k.
  • Your loan will be tailored to your needs – and we’re here to help you every step of the way.
  • If you have a figure in mind, contact the Client Relationship Manager in your region and they will be best placed to advise on interest rate and monthly repayment amount.

  • Working with clients, we normally agree a set monthly repayment amount over an agreed term.
  • All our loans are flexible, and you can make lump sum repayments any time with no penalties.
  • We also accept fundraising efforts as lump sums to help clear your loan sooner if the need arises.

  • Generally, 15 years is the maximum period we lend for.
  • While most loans are for a ten year term.
  • We’ll work with you to establish what the best solution for your cash flow and your ambitions.

  1. A clear ‘why’ – what’s the compelling reason behind your project?
  2. An organisation with a clearly defined legal structure.
  3. A competent management team.
  4. A robust financial model.
  5. All relevant paperwork is submitted as per our Checklist.

All our clients demonstrated these in their initial applications – and are thriving as a result.

  • We keep it simple- talk to the Client Relationship Manager working in your local area.

  1. Complete our loan application form.
  2. It covers all the key information we need to assess your request.
  3. Utilise our easy checklists designed to help you save time on what is required.

Once we’ve received your application, a local Client Relationship Manager will be in touch within 48 hours.

  1. State this clearly in your initial application or general enquiry form.
  2. We’ll get in touch within 48 hours.
  3. You have most likely already compiled paperwork that was relevant for your grant. We want to make the loan application as painless as possible and so most of the paperwork we ask for will already most likely mirror the requirements of your grant application. Our paperwork checklist is here for ease of reference.

Didn’t find the answer you were looking for?

No problem.

Ask us for a Call Back.

We’re here to help.

Latest News

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Kilcullen GAA approached Community Finance Ireland in March last year with an idea to complete a “Field of Dreams” for their local area. We jumped at the opportunity to help fund the project which includes two juvenile pitches, an adult pitch, skills wall and a 1km of community walkway. Our head of Community Finance for the Republic of Ireland, Barry Symes worked with the team at Kilcullen GAA to navigate the application process, taking the hard work out of it and making it more accessible. If your sports club have a dream they’d like to achieve, but don’t know how to get started, get in touch with Barry today to see how we can help> communityfinanceireland.com/contact/#GAA #SportsClubs #Sport #SportFunds #SportFunding #SportsProjects #GrassrootsSport #Ireland #SocialFinance #CommunityLoans #EthicalFinance #ChooseChange #MakingADifference #SupportingLocal ... See MoreSee Less
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Earlier this year we worked with @West Waterford Golf Club to assist them in bridging a Community Sports Facility Fund grant to acquire new equipment to help them tend to and upkeep their brilliant facility in Dungarvan. The club have now received their new machinery and it is making a huge difference, allowing them to maintain the course for their local community. If your sports club is in receipt of a government grant, but need help unlocking the finance to get your project started, get in touch with us today to see how we can help> communityfinanceireland.com/contact/#Golf #Ireland #GolfClubs #Sports #BridgingLoans #BridgingGovernmentGrants #SocialFinance #supportinglocal #Community #GrassrootsSport #SportsClubs #MakingADifference ... See MoreSee Less
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Fantastic news! Castletown Liam Mellows Coolgreany GAA Club has received €1,000 worth of training kit as part of our #CommunityFit scheme! 🌟With support from Community Finance Ireland, the under-14 girls’ team now has brand-new training items to help them train and compete at their best.We love seeing local clubs thrive! Your club could be next - simply sign up to our mailing list for a chance to be included in the next draw coming up very shortly> communityfinanceireland.us19.list-manage.com/subscribe?u=3ac976a1473b54d463eabf062&id=2ce76552ee 💙#GrassrootsSport #CommunitySupport #GAA ... See MoreSee Less
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Barry Symes worked with our client Crosspatrick Community Group last year to provide the funds to carry out renovation work and supply exercise bikes and table tennis facilities for their community in Johnstown in Co. Kilkenny. We got word this week that the team have now completed the project in full and the centre continues to be a valued asset in the local area. We are thrilled to have been able to support this project and we look forward to working with the Crosspatrick Hall team again on their next idea when the time comes. #Community #CommunityGroups #CommunityProjects #CommunityFunding #Ireland #Kilkenny#CommunityCentres #SocialFinance #SupportingLocal #ChooseChange @followers ... See MoreSee Less
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Dogs for the Disabled Cork has announced that renovations are now underway at their newly acquired 11.5-acre site, Castlewhite House, located in Waterfall just south of Cork City.The charity’s new permanent home, made possible by a significant community loan from us, will enable DFTD to train and place more assistance dogs, aiming to reduce their three-year waiting list. This move marks a significant step forward for the charity, which supports disabled adults and children across Ireland with assistance dogs trained to help with practical tasks.The group were recently featured on RTE’s Nationwide programme.If you missed it, you can watch back here> www.rte.ie/player/series/nationwide/SI0000001172?epguid=IH10008772-25-0023 #Community #CommunityGroups #CommunityFinance #Ireland #SocialImpact #SocialGood #ChooseChange #Dogs #DogsofInstagram #Munster #Cork #CorkCity #Loans #CommunityLoans #SportLoans #Lending #Finance #Grants #Disability #DisabilityAction ... See MoreSee Less
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